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Stripe Error: Transaction Not Allowed — What It Means & How to Fix It

Issuer does not allow this specific transaction.

Common causes

  • Issuer blocks merchant category or region
  • Card-level transaction controls
  • Bank policy denied this payment context

How to fix it

  1. Instruct customer to contact issuer and approve merchant charge.
  2. Retry only after customer confirms issuer authorization.
  3. Use an alternate card if restrictions remain.

Should you retry this Stripe error?

Hard decline: Generally hard decline. RetryKit should avoid repeated unattended retries and route customer to issuer support quickly.

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