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Stripe Error: Service Not Allowed — What It Means & How to Fix It

Card or issuer settings do not allow this service or transaction channel.

Common causes

  • Card disabled for card-not-present/online use
  • Issuer blocks recurring or subscription billing
  • Product type restrictions on card

How to fix it

  1. Ask customer to enable online/recurring payments with issuer.
  2. Use a different card compatible with subscription charges.
  3. Clearly communicate billing model at checkout.

Should you retry this Stripe error?

Hard decline: Usually a hard decline until card settings change. RetryKit should focus on customer instructions and payment method updates.

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