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Stripe Error: Restricted Card — What It Means & How to Fix It

The card has usage restrictions that prevent this payment.

Common causes

  • Card blocked for recurring charges
  • Issuer regional or merchant restrictions
  • Corporate controls on transaction type

How to fix it

  1. Ask customer to contact issuer to remove restriction.
  2. Collect an unrestricted payment method.
  3. Clarify your descriptor so issuer support can identify charge.

Should you retry this Stripe error?

Hard decline: Mostly hard decline until restrictions are changed. RetryKit should prefer payment method update over repeated retries.

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