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Stripe Error: Call Issuer — What It Means & How to Fix It

Issuer declined and requests cardholder contact for details.

Common causes

  • Issuer needs manual approval from customer
  • Risk controls require account verification
  • Unknown decline reason from issuer

How to fix it

  1. Tell customer to call the number on the back of the card.
  2. Retry after issuer confirms future charges are allowed.
  3. Provide backup method in case resolution is slow.

Should you retry this Stripe error?

Soft decline: Usually recoverable with customer action. RetryKit should blend moderate retries with immediate instructions to contact issuer.

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